Kentucky Paycheck Calculator (2026)

Kentucky has a flat income tax of 3.5% on income above $3,360 (single filer). $20 an hour for 40 hours a week takes home about $1,317.97 every two weeks (single filer).

Deductions from your paycheck

Health, dental and vision premiums under a cafeteria plan come out before income tax, Social Security and Medicare. A traditional 401(k) comes out before income tax only. Roth 401(k), union dues and garnishments go in after-tax.

Take-home pay

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Paycheck breakdown
PaycheckYear
Gross pay
401(k)
Health insurance
Other pre-tax
Federal income tax
Social Security (6.2%)
Medicare (1.45% + 0.9%)
After-tax deductions
Take-home pay

Pick your state to add state income tax.

Figures are estimates for tax year 2026, rules checked October 12, 2026. They leave out local income taxes, tax credits and W-4 adjustments, so your paycheck can differ. Not tax or legal advice.

Hourly pay after taxes in Kentucky

40 hours a week, single filer, paid every two weeks, 2026.

Hourly rate Yearly pay State tax a year Paycheck Take-home a month
$15 an hour $31,200 $974.40 $1,010.57 $2,190
$18 an hour $37,440 $1,193 $1,195.01 $2,589
$20 an hour $41,600 $1,338 $1,317.97 $2,856
$22 an hour $45,760 $1,484 $1,440.93 $3,122
$25 an hour $52,000 $1,702 $1,625.37 $3,522
$30 an hour $62,400 $2,066 $1,932.77 $4,188
$35 an hour $72,800 $2,430 $2,215.94 $4,801

Salaries after taxes in Kentucky

Salary Federal tax State tax Take-home a year Total tax rate
$35,000 $2,020 $1,107 $29,195 16.6%
$45,000 $3,220 $1,457 $36,880 18%
$55,000 $4,420 $1,807 $44,565 19%
$65,000 $5,620 $2,157 $52,250 19.6%
$80,000 $8,770 $2,682 $62,428 22%
$100,000 $13,170 $3,382 $75,798 24.2%

Kentucky paycheck rules for 2026

  • Kentucky has a flat income tax of 3.5% on income above $3,360 (single filer).
  • Many Kentucky cities and counties, including Louisville and Lexington, charge an occupational tax on wages, which is not included.
  • Some of Kentucky's 2026 figures (standard deduction (married)) are not final yet; the estimate uses the best figure available.
  • Federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%) apply in every state.
  • Minimum wage: $7.25 an hour. Kentucky minimum wage →

Jobs in Kentucky

Paycheck calculator by state

Frequently Asked Questions

Does Kentucky have a state income tax?
Kentucky has a flat income tax of 3.5% on income above $3,360 (single filer).
What is $20 an hour after taxes in Kentucky?
About $1,317.97 every two weeks, or $34,267 a year from $41,600 of pay, for a single filer working 40 hours a week, after $1,338 of Kentucky income tax.
What is a $50,000 salary after taxes in Kentucky?
$40,723 a year, or $1,566.27 every two weeks, for a single filer with no pre-tax deductions. That is $1,632 a year less than in a state with no income tax.
How much is taken out of a $1,000 weekly paycheck in Kentucky?
About $187.32, leaving $812.68: $78.08 federal income tax, $62.00 Social Security, $14.50 Medicare and $32.74 state income tax (single filer).
Are there local income taxes in Kentucky?
Many Kentucky cities and counties, including Louisville and Lexington, charge an occupational tax on wages, which is not included.
Does Kentucky take anything else out of paychecks?
Not for state disability or paid leave insurance. Beyond federal tax, Social Security, Medicare and state income tax, any other deductions come from your employer's benefits.
What is the minimum wage in Kentucky?
The minimum wage that applies in Kentucky is $7.25 an hour, the federal minimum. Full time, that is $15,080 a year before tax.

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