New Jersey Paycheck Calculator (2026)

New Jersey taxes income in 7 brackets from 1.4% to 10.75% on income above $1,000 (single filer). Paychecks there also carry NJ UI + WF/SWF (0.43%), NJ TDI (0.19%) and NJ FLI (0.23%). $20 an hour for 40 hours a week takes home about $1,327.06 every two weeks (single filer).

Deductions from your paycheck

Health, dental and vision premiums under a cafeteria plan come out before income tax, Social Security and Medicare. A traditional 401(k) comes out before income tax only. Roth 401(k), union dues and garnishments go in after-tax.

Take-home pay

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Paycheck breakdown
PaycheckYear
Gross pay
401(k)
Health insurance
Other pre-tax
Federal income tax
Social Security (6.2%)
Medicare (1.45% + 0.9%)
After-tax deductions
Take-home pay

Pick your state to add state income tax.

Figures are estimates for tax year 2026, rules checked October 12, 2026. They leave out local income taxes, tax credits and W-4 adjustments, so your paycheck can differ. Not tax or legal advice.

Hourly pay after taxes in New Jersey

40 hours a week, single filer, paid every two weeks, 2026.

Hourly rate Yearly pay State tax a year Paycheck Take-home a month
$15 an hour $31,200 $458.50 $1,020.28 $2,211
$18 an hour $37,440 $592.90 $1,205.92 $2,613
$20 an hour $41,600 $750.65 $1,327.06 $2,875
$22 an hour $45,760 $980.49 $1,445.58 $3,132
$25 an hour $52,000 $1,325 $1,624.16 $3,519
$30 an hour $62,400 $1,900 $1,921.78 $4,164
$35 an hour $72,800 $2,474 $2,195.17 $4,756

Salaries after taxes in New Jersey

Salary Federal tax State tax Take-home a year Total tax rate
$35,000 $2,020 $525 $29,482 15.8%
$45,000 $3,220 $938.50 $37,020 17.7%
$55,000 $4,420 $1,491 $44,460 19.2%
$65,000 $5,620 $2,044 $51,901 20.2%
$80,000 $8,770 $2,906 $61,678 22.9%
$100,000 $13,170 $4,180 $74,390 25.6%

New Jersey paycheck rules for 2026

  • New Jersey taxes income in 7 brackets from 1.4% to 10.75% on income above $1,000 (single filer). Paychecks there also carry NJ UI + WF/SWF (0.43%), NJ TDI (0.19%) and NJ FLI (0.23%).
  • New Jersey paychecks also carry unemployment, disability (TDI) and family leave (FLI) contributions.
  • Federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%) apply in every state.
  • Minimum wage: $15.92 an hour. New Jersey minimum wage →

Jobs in New Jersey

Paycheck calculator by state

Frequently Asked Questions

Does New Jersey have a state income tax?
New Jersey taxes income in 7 brackets from 1.4% to 10.75% on income above $1,000 (single filer). Paychecks there also carry NJ UI + WF/SWF (0.43%), NJ TDI (0.19%) and NJ FLI (0.23%).
What is $20 an hour after taxes in New Jersey?
About $1,327.06 every two weeks, or $34,503 a year from $41,600 of pay, for a single filer working 40 hours a week, after $750.65 of New Jersey income tax.
What is a $50,000 salary after taxes in New Jersey?
$40,740 a year, or $1,566.93 every two weeks, for a single filer with no pre-tax deductions. That is $1,615 a year less than in a state with no income tax.
How much is taken out of a $1,000 weekly paycheck in New Jersey?
About $187.93, leaving $812.07: $78.08 federal income tax, $62.00 Social Security, $14.50 Medicare and $25.49 state income tax, plus $7.86 of state payroll deductions (single filer).
Are there local income taxes in New Jersey?
New Jersey paychecks also carry unemployment, disability (TDI) and family leave (FLI) contributions.
Does New Jersey take anything else out of paychecks?
New Jersey paychecks also carry NJ UI + WF/SWF (0.43% of wages up to $44,800), NJ TDI (0.19% of wages up to $171,100) and NJ FLI (0.23% of wages up to $171,100). The calculator includes them.
What is the minimum wage in New Jersey?
The minimum wage that applies in New Jersey is $15.92 an hour. Full time, that is $33,114 a year before tax.

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